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Why Quitclaim Deeds Are a Risky Choice for Real Estate in Maryland

Real estate transactions involve a myriad of complex legal and financial considerations, and the choice of the right type of deed is crucial. One deed that is often used in Maryland but can be fraught with risks is the quitclaim deed. In this blog post, we’ll discuss why quitclaim deeds are a bad idea and […]

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Can I Finance my Child’s Home Mortgage in Maryland?

Depending on the mortgage you are hoping to finance, there are a few ways this could work. For example, if the current property is deeded under your daughter’s name but you simply want to pay the monthly payments on her behalf and she will pay you back as if you were a bank, then this […]

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Deeds Adding a Spouse No Longer Require Lien Sheets in Harford County, Maryland

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No research on outstanding balances due from the owner will be completed by the county. All other types of Deed transfers will require a lien sheet prior to processing. If a deed is presented without a lien, the presenter must provide the policy category the deed falls under in order to receive the lien sheet […]

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Life Estate Deeds With No Transfer Rights No Longer Need a Lien Sheet

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Lien sheets will no longer be required for Life Estate Deeds with no transfer right in Harford County, Maryland. No research on outstanding balances due from the owner will be completed. All other types of Deed transfers will require a lien sheet prior to processing. If a deed is presented without a lien, the presenter […]

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What Happens To Property After Divorce In Maryland?

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In Maryland, a married couple may own property together as tenants by the entirety. In order for a tenancy by the entirety to exist, the following five conditions must exist: 1. Tenants must acquire the property at the same time. 2. Tenants must have equal interest in the property. 3. Tenants must acquire title by […]

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May 15, 2019 – Baltimore City Office of Finance Hacked, Deed Recording Delays

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We recently learned that the computer system at the Baltimore City Office of Finance has been hacked, causing the City of Baltimore to shut down the computer systems for the Tax and Land Records and the Office of Finance indefinitely. As a result, Baltimore City is unable to issue lien certifications, utility bills, or tax […]

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Maryland Estate Planning; How Can I Transfer a Deed?

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In order to change the name on a deed, a new deed must be created. Drafting a deed is an extensive process. The deed needs to include if there was consideration for the change. The deed needs to have a certificate of preparation and signature stating who created it. Also, the deed needs to be […]

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Recorded Deed Notice Letters

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Beware of solicitation letters titled “Recorded Deed Notice” attempting to provide you with a copy of your deed and property assessment profile for a fee. These letters are scams. Your attorney will provide you with an e-copy of your deed at the end of the deed preparation process. Companies send these to everyone who had […]

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Adding Spouses to the Deed of a Bequeathed Property

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The deceased bequeaths house to family member in their will. The family member wants to add their spouse to the deed as Tenant by Entireties (T by E). The best way to handle this situation is to draft and file separate deeds, showing the clear chain of title. The reason for this is that there […]

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How Multiple People Can Hold Title in the Same Property in Maryland

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There are three major types of concurrent ownership in Maryland that can be written into a deed: Tenants in Common each own a share of the property as an individual with no right of survivorship. Therefore, if one co-tenant dies, his interest passes to his own heirs, not the other co-tenants. In this type of […]

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