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Why Quitclaim Deeds Are a Risky Choice for Real Estate in Maryland

Real estate transactions involve a myriad of complex legal and financial considerations, and the choice of the right type of deed is crucial. One deed that is often used in Maryland but can be fraught with risks is the quitclaim deed. In this blog post, we’ll discuss why quitclaim deeds are a bad idea and […]

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How Do I Establish Domestic Partnership to Avoid Property Deed Transfer Taxes in Maryland?

If you are considering adding or removing a domestic partner from a property deed, and would like to avoid transfer taxes, you will need to provide proof of domestic partnership. Maryland state law allows for eleven ways to prove domestic partnership.    1. A joint housing lease or joint liability for a mortgage or other […]

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What Are Life Estate Deeds in Maryland?

In the state of Maryland, a property owner can designate beneficiaries on real property by preparing a Life Estate Deed. This is an effective way to avoid probate and retain tax benefits. There are two types of Life Estate Deeds.   A Life Estate Without Powers is a deed whereby the property owner (or Grantor) […]

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Common Maryland Deeds Described in Plain Language

A Deed is a legal document confirming ownership of a piece of real estate, such as land or a house. The three most common deeds in Maryland are a General Warranty Deed, a Special Warranty Deed, and a Quitclaim Deed.   In a General Warranty Deed the grantor (or seller) declares that the property title […]

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Can I Finance my Child’s Home Mortgage in Maryland?

Depending on the mortgage you are hoping to finance, there are a few ways this could work. For example, if the current property is deeded under your daughter’s name but you simply want to pay the monthly payments on her behalf and she will pay you back as if you were a bank, then this […]

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How Multiple People Can Hold Title in the Same Property in Maryland

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There are three major types of concurrent ownership in Maryland that can be written into a deed: Tenants in Common each own a share of the property as an individual with no right of survivorship. Therefore, if one co-tenant dies, his interest passes to his own heirs, not the other co-tenants. In this type of […]

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Maryland Property Deed Search

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Under Maryland law all property deeds are part of the state public record. Property deeds, mortgage documents, easements, liens and other related document recordings are managed by the Clerk of the Circuit Court in each Maryland county. After a document is recorded by the county land records department, the county then “indexes” the document thus […]

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Maryland Deeds: Multiple Tax ID’s On The Property

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Often times in Maryland the property that needs to be transferred has multiple tax ID’s attached to the record. Should you pay double recording fees when filing the new property deed? No. You should pay the county (or city if in Baltimore) and state for the property transfer per the deed and not per the […]

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Modifying: Maryland Deed vs. Mortgage

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While adding a name to a Maryland property deed can be done by filing a new property deed (often referred to as “property title”) with the county, you need to check first with your lender to see if doing so will trigger early payment or penalties. In other words, sometimes the lender agreement prohibits transferring […]

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Maryland Tenants by the Entirety Property Deed and Same Sex Couples

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The following question has recently arisen both with clients and in public discussions. Is special deed drafting language necessary to record a property deed as tenants by the entirety (aka Tenancy by the Entireties or Tenants by the Entireties) if the owners are married and of the same sex? Under Maryland law the answer is […]

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