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How Do I Sell My House with a Reverse Mortgage in Maryland?

Simply put, a reverse mortgage is a loan that can be repaid at any time without penalty. Selling a home with a reverse mortgage is not unlike selling a home with a standard mortgage, but there are some key differences to keep in mind. If you are selling your home with a reverse mortgage, here […]

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Common Maryland Deeds Described in Plain Language

A Deed is a legal document confirming ownership of a piece of real estate, such as land or a house. The three most common deeds in Maryland are a General Warranty Deed, a Special Warranty Deed, and a Quitclaim Deed.   In a General Warranty Deed the grantor (or seller) declares that the property title […]

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Deeds of Easement No Longer Require a Lien Certificate in Harford County, Maryland

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Lien certificates will no longer be required for Deeds of Easement in Harford County, Maryland. No research on outstanding balances due from the owner will be completed. All other types of Deed transfers will require a lien sheet prior to processing. If a deed is presented without a lien, the presenter must provide a copy […]

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Life Estate Deeds With No Transfer Rights No Longer Need a Lien Sheet

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Lien sheets will no longer be required for Life Estate Deeds with no transfer right in Harford County, Maryland. No research on outstanding balances due from the owner will be completed. All other types of Deed transfers will require a lien sheet prior to processing. If a deed is presented without a lien, the presenter […]

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Lien Sheets are no Longer Required for Confirmatory Deeds in Harford County, Maryland.

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No research on outstanding balances due from the owner will be completed. All other types of Deed transfers will require a lien sheet prior to processing. If a deed is presented without a lien, the presenter must provide a copy of this policy circling which category the deed falls under in order to receive the […]

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What Happens To Property After Divorce In Maryland?

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In Maryland, a married couple may own property together as tenants by the entirety. In order for a tenancy by the entirety to exist, the following five conditions must exist: 1. Tenants must acquire the property at the same time. 2. Tenants must have equal interest in the property. 3. Tenants must acquire title by […]

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May 15, 2019 – Baltimore City Office of Finance Hacked, Deed Recording Delays

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We recently learned that the computer system at the Baltimore City Office of Finance has been hacked, causing the City of Baltimore to shut down the computer systems for the Tax and Land Records and the Office of Finance indefinitely. As a result, Baltimore City is unable to issue lien certifications, utility bills, or tax […]

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Maryland Estate Planning; How Can I Transfer a Deed?

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In order to change the name on a deed, a new deed must be created. Drafting a deed is an extensive process. The deed needs to include if there was consideration for the change. The deed needs to have a certificate of preparation and signature stating who created it. Also, the deed needs to be […]

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Adding Spouses to the Deed of a Bequeathed Property

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The deceased bequeaths house to family member in their will. The family member wants to add their spouse to the deed as Tenant by Entireties (T by E). The best way to handle this situation is to draft and file separate deeds, showing the clear chain of title. The reason for this is that there […]

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How Multiple People Can Hold Title in the Same Property in Maryland

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There are three major types of concurrent ownership in Maryland that can be written into a deed: Tenants in Common each own a share of the property as an individual with no right of survivorship. Therefore, if one co-tenant dies, his interest passes to his own heirs, not the other co-tenants. In this type of […]

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