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Category Archives: Deed Filing Howard County Maryland

Common Title Issues That Can Affect Your Property in Maryland

Whether buying or inheriting a property, you might assume that once the deed is signed, notarized, and recorded, you’re all set. Unfortunately, this is not always the case. Title issues often go unnoticed and can create costly and annoying legal complications. Here are a few of the more common title issues that we have encountered: […]

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Do I Need to Update My Maryland Property Deed if My Name Has Changed?

The simple answer is no. Maryland law does not require a new deed to reflect your name change. However, you can avoid complications by doing so, especially if you decide to sell or refinance your property. Name consistency across all legal documents can make life easier for you.   If you decide to change your […]

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First-Time Home Buyer Transfer Tax in Howard County for Public Servants

In Howard County, Maryland, the local government recognizes the invaluable contributions of law enforcement officers; fire and rescue services members; and certificated professional teachers to the community. In appreciation of their dedicated service, the county has implemented favorable transfer tax provisions, offering exemptions and rate reductions for eligible individuals.   To qualify for the transfer […]

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Why Quitclaim Deeds Are a Risky Choice for Real Estate in Maryland

Real estate transactions involve a myriad of complex legal and financial considerations, and the choice of the right type of deed is crucial. One deed that is often used in Maryland but can be fraught with risks is the quitclaim deed. In this blog post, we’ll discuss why quitclaim deeds are often a bad idea […]

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How Do I Fix an Imperfect Deed in Maryland?

Imperfect deeds can impact a title and, consequently, your rights of ownership. Common errors that render a deed imperfect include insufficient legal descriptions, incorrect or misspelled names, missing witnesses, or the lack of a notary stamp.   While the original deed in Maryland cannot be amended, a confirmatory deed can be executed and recorded, providing […]

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Difference Between a Maryland Fee Simple Deed and a Life Estate Deed

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A fee simple title is the greatest possible ownership in land. This ownership can potentially last forever and is in no way limited. There are however multiple different types of fee simple estates: fee simple absolute, fee simple determinable, fee simple subject to executory limitation. The executor will always hold a future interest in the […]

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How Multiple People Can Hold Title in the Same Property in Maryland

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There are three major types of concurrent ownership in Maryland that can be written into a deed: Tenants in Common each own a share of the property as an individual with no right of survivorship. Therefore, if one co-tenant dies, his interest passes to his own heirs, not the other co-tenants. In this type of […]

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Maryland Property Deed Search

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Under Maryland law all property deeds are part of the state public record. Property deeds, mortgage documents, easements, liens and other related document recordings are managed by the Clerk of the Circuit Court in each Maryland county. After a document is recorded by the county land records department, the county then “indexes” the document thus […]

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Maryland Deeds: Multiple Tax ID’s On The Property

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Often times in Maryland the property that needs to be transferred has multiple tax ID’s attached to the record. Should you pay double recording fees when filing the new property deed? No. You should pay the county (or city if in Baltimore) and state for the property transfer per the deed and not per the […]

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Modifying: Maryland Deed vs. Mortgage

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While adding a name to a Maryland property deed can be done by filing a new property deed (often referred to as “property title”) with the county, you need to check first with your lender to see if doing so will trigger early payment or penalties. In other words, sometimes the lender agreement prohibits transferring […]

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